Internal Audit Manager (Credit Risk)

Helsinki, FI, 500 Warszawa, PL, 02-460 Stockholm, SE, 111 46 Gdańsk, PL, 80-309 Gdynia, PL, 81-537 Tallinn, EE, 11415

Job ID: 24607 


We are looking for an impactful and inspirational Internal Audit Manager with deep credit risk management knowledge to join the Credit Risk team to lead, plan and execute on audit activities covering credit risk throughout the credit life cycle.

Group Internal Audit (GIA) is an independent unit mandated by the Nordea Board. Our purpose is to support the Group Board and Executive Management in protecting the assets, reputation and sustainability of the Nordea Group. We do so by evaluating and reporting on Nordea’s risk management, control environment and governance processes to ensure that the Group achieves its business objectives.

About this opportunity


As the Internal Audit Manager, you’ll play a valuable role in auditing key processes, with a specific focus on Credit risk, you will need to possess good stakeholder management skills, credit risk knowledge, be a team player and enjoy working in a fast-paced and changing environment with passionate colleagues.


What you’ll be doing:

  • ​Plan and execute audit projects, and follow up on previous audit findings in accordance with GIA's methodology, as a project leader or a project team member
  • Build and maintain a network of relevant stakeholders within Nordea
  • Support in ad-hoc tasks, e.g. the update of the risk assessment and annual audit plan, and share knowledge within your area of responsibility in GIA
  • Clarify expectations, follow up and provide coaching and feedback to other team members
  • Work with GIA colleagues across teams and countries in a truly global network


You will be reporting to the Head of Audit for Credit Risk. The role will not entail responsibility for managing staff.

Who you are


Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.


To succeed in this role, we believe that you:

  • Are a flexible team player who is able to work both independently and in cooperation with others
  • Have the drive to achieve high quality deliveries
  • Have an analytical and structured way of working, and you apply sound judgement in your work


Your experience and background:

  • You have at least 5 years of either audit or credit risk management experience
  • Deep and extensive technical knowledge in the area of credit risk across the credit life cycle, credit risk decision making and the IRB approach (incl. Definition of Default processes)
  • Specialism in either restructuring/ work-out process, high risk customer management, debt collection management, IFRS 9 or retail credit risk management will be advantageous
  • Understanding of the evolving regulatory environments relating to credit risk matters, including awareness of ESG-related topics linked to credit risk
  • Highly rational & logical thought process with a strong attention to detail and understanding of the end-to-end product lifecycle
  • Excellent collaborative skills and strong written and spoken communication skills, ability to communicate effectively with senior professionals
  • Understanding and willingness to use data analytics in audit projects
  • University degree in Economics, Business administration or related fields
  • ACCA, CA, CISA, CIA or other relevant professional qualification
  • Fluency in written and spoken English, if also fluency in written and spoken any of the Nordic languages this will be an advantageous

If this sounds like you, get in touch!


Next steps

Submit your application no later than 31/07/2024. For more information, you’re welcome to contact Head of GIA: Credit Risk, Peter Krassas at

At Nordea, we know that an inclusive workplace is a sustainable workplace. We deeply believe that our diverse backgrounds, experiences, characteristics and traits make us better at serving customers and communities. So please come as you are.

Please be aware that any applications or CVs coming through email or direct messages will not be accepted or considered.


Only for candidates in Sweden: For union information, please contact or


Only for candidates in Poland: Please include permit for processing personal data in CV as following: 


In accordance with art. 6 (1) a and b. Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) hereinafter ‘GDPR’. I agree to have: my personal data, education and employment history proceeded for the purposes of current and future recruitment processes in Nordea Bank Abp. 


The administrator of your personal data is: Nordea Bank Abp operating in Poland through its Branch, address: Aleja Edwarda Rydza Śmiglego 20, 93-281 Łodź. Your personal data will be processed for the recruitment processes in Nordea Bank Abp. You have a right to access your personal data, right to rectify and right to delete. Disclosing the personal data in the scope specified by the provisions of Polish Labour Code from 26 June 1974 and executive acts are mandatory. Providing personal data is necessary to conduct the recruitment processes. The request for the deletion of your personal data means resignation from further participation in recruitment processes and causes the immediate removal of your application. Detailed information concerning processing of your personal data can be found at:


We reserve the right to reply only to selected applications. 

Department:  Credit and Risk management

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