Enterprise Architect, Credit Risk & Collateral Domain

Warszawa, PL, 02-460 Stockholm, SE, 111 46 Gdynia, PL, 81-537 Gdańsk, PL, 80-309 Oslo, NO, 0368 Helsinki, FI, 500

Job ID: 22734 

Would you like to grab a challenging and exciting opportunity to shape the future of Nordea’s Credit Risk & Collateral Domain in Group Architecture? We are now looking for a Enterprise Architect to provide architectural support and direction across the enterprise.

In Nordea, we’re harnessing the power of technology to reinvent the future of banking. A tech revolution is underway – and you can make an impact. Though we’re a Nordic bank, we’re also one of the largest IT employers in Tricity and Warsaw. Working with international teams in an inspiring working environment, you’ll have lots of opportunities to expand your skills and advance your career. 

About this opportunity

The Credit & Collateral Architecture team is expanding and seeking experienced an Enterprise Architect to operate at an portfolio level in context of defining the solutions within and across domain/s and related service areas across the full service bank and associated finance entities. They are supported by engineers and solution architects to develop working software across the full SDLC.


The role mandates defining the target architecture vision for the Credit Risk and Collateral Service Area and provide leadership within a domain with in depth knowledge of the regulatory and prudential environment of the EU and Nordic markets. The candidate must be able to conceptualise the architecture solutions across architecture service areas through defined transition and target architectures inclusive of identifying and managing cross /intra domain dependencies and risks. You will be the trusted business advisor that can shape strategy, develop technology implementation options and engineer solutions that achieve the business and technology objectives.

What you’ll be doing:

  • Lead and manage the credit risk and collateral domain projects that have cross enterprise impacts through all phases of the project lifecycle from defining the strategic roadmap with business, developing the technology blueprint, planning the phased IT implementation, setting up the team and the governance structures related to the production rollout /project activities.
  • Experience in dealing with regulatory and prudential requirements based on EU directives not limited to but inclusive of Basel III/ IV, IFRS 9 , BCBS 239, EBA responsible lending guidelines is required in this role.
  • Collaborate with internal stakeholders across all business touch points in the domain related to loan origination , credit assessment and monitoring, channel integration, pricing, analytics, decisioning, debt collection, scoring, rating and risk modelling.
  • Experience in designing data driven processes that support workflow, case management, credit risk monitoring, assessment and decision strategies. Herein, and data and information management focus is a mandatory skill.
  • Focus on credit risk and collateral management for corporate and institutional businesses would be advantageous.
  • Influence the business and technology direction at the divisional or enterprise level based on broad expertise across multiple software platforms, technologies and diverse data products.
  • Lead and mentor a small team of architects and engineers within a architecture domain with emphasis on improving collaboration and staff engagement.

You’ll join a team of experienced architects. The role is based in Helsinki; Gdańsk; Gdynia; Oslo; Stockholm; Warszawa.

Who you are

Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.  

To succeed in this role, we believe that you have:

  • Ability to communicate technical concepts in simple terms; must be comfortable presenting solution design concepts and guiding solution design discussions / sessions.
  • Ability to work independently as well as guide and mentor other team members, partners and customers.
  • Strong executive presence and ability to interact with senior ‘CxO’ level executives
  • Ability to work on multiple tasks/opportunities concurrently and lead high performant architecture and engineering teams.
  • Are flexible/willing to work across this solution and delivery landscape which includes but is not limited to only SAFe.

Your experience and background: 

  • 10+ years of related work experience in the areas related to the Credit Risk and Collateral Service area i.e. Loan Origination, Collateral Management, Debt Collection, Default Management, Risk Modelling, Regulatory Reporting, Decisioning, Scoring, Rating, Data Governance, Business Intelligence and/or Data Warehousing.
  • A minimum of 7+ years’ experience in a client-facing consulting delivery role managing in an onsite/offshore delivery model with emphasis on collaborative working through use of virtual teams.

If this sounds like you, get in touch!


Next steps

Submit your application no later than 25/04/2024. 

At Nordea, we know that an inclusive workplace is a sustainable workplace. We deeply believe that our diverse backgrounds, experiences, characteristics and traits make us better at serving customers and communities. So please come as you are.


For candidates in Sweden only - For union information, please contact finansforbundet@nordea.se or SACONordea@nordea.com.

For canidates in Poland only - Please include permit for processing personal data in CV as following:

In accordance with art. 6 (1) a and b. Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) hereinafter ‘GDPR’. I agree to have: my personal data, education and employment history proceeded for the purposes of current and future recruitment processes in Nordea Bank Abp.

The administrator of your personal data is: Nordea Bank Abp operating in Poland through its Branch, address: Aleja Edwarda Rydza Śmiglego 20, 93-281 Łodź. Your personal data will be processed for the recruitment processes in Nordea Bank Abp. You have a right to access your personal data, right to rectify and right to delete. Disclosing the personal data in the scope specified by the provisions of Polish Labour Code from 26 June 1974 and executive acts are mandatory. Providing personal data is necessary to conduct the recruitment processes. The request for the deletion of your personal data means resignation from further participation in recruitment processes and causes the immediate removal of your application. Detailed information concerning processing of your personal data can be found at: nordea.com/en/doc/nordea-privacy-policy-for-applicants.pdf

We reserve the right to reply only to selected applications.

Department:  IT/Technology